1. Overview
Opportunity Advisers ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website opportunityadvisers.com (the "Site") or submit information through our forms.
By using our Site, you agree to the collection and use of information in accordance with this policy. If you do not agree with the terms of this policy, please do not access the Site.
2. Information We Collect
We collect information you provide directly to us when you use our Site, including when you fill out our contact or loan inquiry forms. This may include:
- Full name
- Email address
- Phone number (including mobile)
- Type of financial need or debt type selected
- Any other information you voluntarily provide
We also collect certain information automatically when you visit the Site, including:
- IP address and approximate geographic location
- Browser type and version
- Device type and operating system
- Pages visited and time spent on each page
- Referring website or source
- Click behavior and interaction data
3. How We Use Your Information
We use the information we collect for the following purposes:
- To match you with relevant lenders, financial institutions, and debt relief providers
- To communicate with you regarding your inquiry, including follow-up by phone, email, or SMS
- To improve the functionality and user experience of our Site
- To analyze traffic patterns and user behavior through analytics tools
- To comply with legal obligations and enforce our Terms of Use
- To detect and prevent fraud or other unlawful activities
- To send you marketing communications, where permitted by law
4. Information Sharing and Disclosure
We may share your personal information with the following categories of third parties:
- Lending Partners: Banks, credit unions, online lenders, and other financial institutions that may offer you loan products
- Debt Relief Partners: Companies offering debt consolidation, debt settlement, or credit counseling services
- Marketing Partners: Third-party advertisers and marketing networks who help us reach consumers with relevant offers
- Service Providers: Vendors that assist with website hosting, analytics, email delivery, and related services
- Legal Authorities: When required by law or to protect our legal rights
We do not sell your personal information to data brokers or unrelated third parties outside of the financial services context described above.
5. Consent to Contact
By submitting your information through our Site, you expressly consent to receive communications from Opportunity Advisers and its Partners, including:
- Phone calls using automated dialing systems or pre-recorded messages
- SMS or text messages to the number you provided
- Email communications regarding financial products and services
This consent applies even if your number appears on a state or federal Do Not Call list. You may opt out of these communications at any time by contacting us at support@opportunityadvisers.com or by following the unsubscribe instructions in any email you receive.
6. Cookies and Tracking Technologies
We use cookies, web beacons, pixel tags, and similar tracking technologies to collect and track information about your interactions with our Site. These technologies help us:
- Remember your preferences and settings
- Understand how visitors navigate our Site
- Measure the effectiveness of our marketing campaigns
- Serve relevant advertisements through third-party ad networks
You can control cookies through your browser settings. However, disabling cookies may limit your ability to use certain features of the Site. We may use third-party analytics services such as Google Analytics, which have their own privacy policies governing data use.
7. Data Security
We implement commercially reasonable technical and organizational measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. These measures include SSL/TLS encryption for data transmitted to and from our Site.
However, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security of your data. In the event of a data breach that affects your rights, we will notify you as required by applicable law.
8. Your Rights and Choices
Depending on your location, you may have the following rights regarding your personal information:
- Access: Request a copy of the personal data we hold about you
- Correction: Request that we correct inaccurate or incomplete data
- Deletion: Request that we delete your personal data, subject to certain exceptions
- Opt-Out: Opt out of receiving marketing communications from us or our Partners
- Restriction: Request that we limit how we use your data in certain circumstances
To exercise any of these rights, please contact us at support@opportunityadvisers.com. We will respond to your request within 30 days.
9. Children's Privacy
Our Site is not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have inadvertently collected information from a minor, we will take steps to delete such information promptly.
If you believe we have collected information from a child under 18, please contact us immediately at support@opportunityadvisers.com.
10. California Privacy Rights (CCPA)
If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including:
- The right to know what personal information is being collected about you
- The right to know whether your personal information is being sold or disclosed and to whom
- The right to opt out of the sale of your personal information
- The right to non-discrimination for exercising your CCPA rights
- The right to request deletion of your personal information
11. Changes to This Policy
We reserve the right to update this Privacy Policy at any time. When we make changes, we will revise the "Last Updated" date at the top of this page. Your continued use of the Site after any changes constitutes your acceptance of the revised policy.
We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information.
12. Contact Us
If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please reach out to us:
- Email: support@opportunityadvisers.com
- Address: 301 N Gould St, Sheridan, WY 82801
